Saturday, March 31, 2012

How Do Your Managers Rate on The - Business Management Daily

Great employees don?t automatically make great managers. Supervising people requires a completely different skill set than actually performing the work at hand.

And becoming a great boss requires training and hard work, plus honest self-analysis and periodic reassessments.

A recent Memo to Managers column at our sister web site, The HR Specialist, laid out the following check??list to guide managers in that analysis. Supervisors can use it to take stock of their people skills. Then, they can tuck it away, revisit it in six months and ask themselves: Am I working to maintain those strengths and abilities I already possess? Have I improved areas where I?m weak?

Look in the mirror

Place a check mark next to the behaviors that you feel confident you exhibit on a routine basis.

___ 1. Guide, don?t control. Don?t take a completely hands-off approach, but don?t micromanage either. Explain what needs to get done, but don?t dictate exactly how you want it done.

___ 2. Utilize employees? strengths. All of your employees have something to offer. Identify, recognize and cultivate their specific skills.

___ 3. Empower employees. Give them the tools they need to succeed and the opportunities to learn new skills.

___ 4. Trust. Don?t second-guess your employees? abilities. Believe that you hired good personnel.

___ 5. Take an active interest in em??ployees as individuals. Inquire about their families and hobbies. Remember their birthdays. Offer condolences when necessary.

___ 6. Offer praise. Be quick to give a compliment for a job well done.

___ 7. Respect employees. Your position of authority doesn?t excuse belittling, abusing or humiliating workers, no matter how unintentional. Check that your tone isn?t condescending or parental, especially when giving in??struc??tions or critiques.

___ 8. Admit shortcomings and ask for help. There is no shame in admitting to an employee that they are more skilled in a particular area than you. Asking for help shows that you respect the employee?s knowledge.

___ 9. Have integrity. Avoid a ?do as I say and not as I do? attitude. Hold yourself to the same standards to which you hold employees. Give credit where credit is due. For instance, if you use an idea from an employee in a proposal you submit to your boss, give the employee credit.

___ 10. Learn from your mistakes. It?s not enough to admit when you make mistakes. Learn not to repeat them. Otherwise, employees are going to consider your admissions of error and accompanying apologies as nothing more than lip service.

___ 11. Don?t play the blame game. In the face of adversity, look to solve the problem, not place blame. Employees value knowing that you have their backs. That doesn?t mean you should in??sulate them against deserved discipline. Just don?t throw employees under the bus when they make honest mistakes.

___ 12. Give employees a voice. When????ever possible, let them have a say in decisions that directly impact them. Also, ask them for feedback. If you cannot implement their suggestions, explain why.

___ 13. Listen, really listen, to what employees are saying.
Sometimes, you have to read between the lines or listen for what?s not said.

___ 14. Keep employees in the loop
. Let them know when, why and how decisions are made. Also, explain the reasons behind new policies or changes to existing policies.

___ 15. Keep things in perspective. Don?t go crazy over something trivial. Ask yourself, ?Will this matter in a week from now?? If not, it might be best to just let it go.

___ 16. Don?t waste employees? time.
Call meetings only when absolutely necessary. Have a clear agenda and be organized. Also, recognize that employees have lives outside of work and give them the flexibility to live it.

___ 17. Compromise. Meeting em??ployees halfway goes a long way! Be careful, however, of compromising too often. If you do, employees may start to think they can bend your will whenever they want, and, in the process, lose respect for your authority.

___ 18. Be blunt, but tactful.
Don?t beat around the bush. Burying your message in small talk, for example, could result in the message getting lost.

___ 19. Hold all employees accountable, i.e., don?t play favorites.
Not only will a failure to treat similarly situated employees similarly pit them against each other, but it could also result in a discrimination claim.

___ 20. Open your door, and walk out of it
. It?s important for employees to know that your door is always open to them. But be careful of waiting for them to come to you. Make a habit of walking around the department and interacting with employees in their workspaces.

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Mexico Land for Sale ? Natural Lifestyle on the ... - Mexico Real Estate

Mexico land for sale on the Yucatan Peninsula offers a large variety of styles for just about any budget.? The three following options demonstrate this variety, showing one main common element ? nature; all three are ideal for nature lovers.

Land on the Yucatan Peninsula offers a Paradise for Nature Lovers

Land on the Yucatan Peninsula offers a Paradise for Nature Lovers

1. Los Arboles ? Tulum Land for Sale

Los Arboles is the only land development ? in fact, the only development at all ? in the Tulum area that is entirely sustainable.? The mid-priced lots are huge (5 acres) and residents can enjoy large, luxury homes, while living in the midst of pure, beautiful nature, where watching monkeys swinging in the trees replaces the sound of traffic and busy city life.

2. Playa Kuka ? Yucatan Properties

Playa Kuka is another option for a handful of ecological, sustainable lots, but on the north shore of the Yucatan Peninsula, about 1.5 hours away from Cancun and Merida.? These large lots are located directly on the beachfront and are near the protected nature of the Rio Lagartos Biosphere Reserve.? The homes which are being built here are likewise sustainable and minimize impact on their surroudings.

3. Chompoton ? Cheap Mexico Beachfront Lots

These lots are located directly on the beachfront of the state of Campeche, on the west shore of the Yucatan Peninsula.? The lots likewise have close access to a beautiful, natural lagoon where dolphins and a good deal of other wildlife can be found.? The most striking factor of these lots is the incredibly low price.? All municipal connections are available, and all basic services are within a 30 minute drive.

These three options are just a little taste of what kind of land for sale can be found on the Yucatan Peninsula; for those who love nature, these options offer a lifestyle combining nature and comfort not easily found.

TOPMexicoRealEstate.com; Mexico?s Leading Network of Specialists for Finding and Purchasing Mexican Properties Safely

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Adventures in Self-Driving Cars (talking-points-memo)

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Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/210320673?client_source=feed&format=rss

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Friday, March 30, 2012

A Romantic Family Garden Wedding. | Welcome To Naija's foremost ...

Are you currently planning an intimate wedding? Prepare a garden wedding at home. Such a fantastic idea, when it comes to making an option relating to a venue, you do not need to look any further than your family home and garden. Garden weddings are so intimate, the ideal setting for gorgeous pictures, to keep the recollections alive for years to come.

The preparing starts with choosing exactly who the guests will be. Then the Weddings Invitations, should they be Customized, Personalized, Creative, Designer or Theme Wedding Invitation. The most effective thing about going along with a wedding design is that you are able to decide on the colors and also the laces and ribbons which go with a garden environment. This is an excellent thought, as you can reproduce that within the wedding invitation stationery.

Create that aesthetic soft, romantic atmosphere by employing a combination of various shades, and fragile materials in white or cream. Use lots of delicate table linens with vintage overlays they are able to make a memorable statement. A brilliant concept is if the parents or grandparents possess beautiful linens that may be used.

An online wedding invitation shop like LovelyLittleInvitations has the right wedding invitation packages for you. You might get wedding invitations that happen to be custom created to pick up the theme and color scheme, or pictures. You may possibly choose on the web wedding invitation cards. With this selection behind you, the actual preparing takes place. Having a wedding and reception at home within the garden does not permit for a lot of family and friends. When you have chosen the invites and sent them out to your guests, it truly is time to begin preparing your garden for that celebration.

You can find wonderful methods to turn the garden in to a romantic setting, a dazzling wonderland. Start with stringing white lights about trees and from 1 tree towards the next. Give each and every table a fairy tale name. Use seat covers and place a white sash around. Before the sash being attached place a single rose bud in each knot. Carnations and roses are a strong flowers and work well for this.

With regards to the tables, place tiny earthen pots with seedlings in as a party favor. Do keep the menu simple. Perhaps go for buffet-style wedding caterers. Set an intimate tone with monogrammed napkins to include a touch of elegance. Lastly make use of a floral topper for the wedding cake rather than a classic cake topper.

Check out our on the web retailer at LovelyLittleInvitations to acquire tips for styles that will tie your wedding invitations for the reception.

For more information about Wedding Invitations visit our website: this site

No related posts.

Source: http://naijazobia.com/2012/03/30/a-romantic-family-garden-wedding-3/?utm_source=rss&utm_medium=rss&utm_campaign=a-romantic-family-garden-wedding-3

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Internet Marketing ? 2 Worthless Strategies - Business Opportunities ...

How are you Internet Marketing business? Are you getting a lot of site visitors? Are you seeing the outcomes that you hoped you would have received for your initiatives? If not, then you will need to switch up your affiliate marketing strategy and start performing the things necessary to supercharge your sales and profits.
There are numerous different strategies available that claim to be the top, but you should know that this particular just isn?t true. I have discovered that there are about only 10 online marketing techniques that will bring you the bulk of your income. These Ten strategies are things that can boost your targeted website traffic in a hurry, and bring you more new revenue simply and easily.
Right now alongside with this, there are a few online marketing strategies that you?re going to definitely want to prevent. These strategies carry no weight when it comes to getting you visitors, and getting you the quick sales that you need to be in business. And in fact, I must share with you what some of these ineffective strategies are.
The bad strategies that we will introduce for your requirements are strategies which have been tested by myself (and others), and that will not be profitable at all. But not only should you be cautious about with your techniques, but you also needs to totally erase the thought of using these strategies inside your business.
Let?s take phone first online marketing strategy that you?ll want to avoid using in your internet business:

1) Online classified advertising
The actual classified advertising internet sites online can really and truly waste your time. I remember buying a computer software that stated it would submit my personal ad to 10,000 classified ad internet sites, and when I finished the process? I silently laid a few days and then attended see if my advert where anywhere on these sites.
Unfortunately, my own ad was no place to be found.
Because of this, which was the very last time i used a free ad submitter, and I actually deleted online categorized advertising from my list of marketing strategies. The only 2 free classified sites that I can advocate selling your products on is Craigslist, and also eBay Classifieds.
And here is another strategy to steer clear of:

2) Buying subscriber lists
This is never advisable. A better idea is usually to run a solo advert. But buying mailing lists won?t get you anywhere ? except for in trouble. Start from scratch and build the list, and focus about generating quality potential customers. This is the best kind of email marketing, and you will learn that this way is more successful also.
These 3 ineffective Internet Marketing strategies are things that you will need to avoid immediately. They will not earn you any money, and they can only waste your efforts. Trust me, I would know, because I?ve experimented with both, and I have discovered that I can get better targeted traffic from blog commenting versus using any one of these kind of 2 strategies.
Acquire these tips and remember them when marketing your online business.

For more information about Internet Marketing visit our website.

Source: http://ask.business-opportunities.biz/internet-marketing-2-worthless-strategies/

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Utah teens' naked run inspired by 'American Pie'

(AP) ? Four Utah teens armed with a BB gun told deputies they were inspired by a scene from an "American Pie" movie when they went running naked through an Ogden-area neighborhood.

Authorities said Wednesday the teens were spotted streaking in the residential community about 45 minutes north of Salt Lake City at about 2 a.m. Sunday.

When a deputy responded, a 17-year-old girl ducked behind a tree, while the three teenage boys kept running and were found shortly after.

The teens said they brought the BB gun because they feared they would be attacked by deer during the jog.

Deputies notified the teens' parents and let them off with a warning.

The 2006 film "American Pie: The Naked Mile" features a high school student who wants to join a college campus' tradition of running a mile naked.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/aa9398e6757a46fa93ed5dea7bd3729e/Article_2012-03-29-American%20Pie-Naked%20Run/id-56751d298bab4d489793029933abea0e

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Congressman dons a hoodie, gets kicked off House floor (Reuters)

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Thursday, March 29, 2012

Weight loss and better fitness slow decline of ... - Hamara Health

Washington, Mar 29 (ANI): Weight loss and increased physical fitness nearly halve the risk of losing mobility in overweight or obese adults with type 2 diabetes, a new study has claimed.

The study is based on four-year results from the Look AHEAD (Action for Health in Diabetes) trial, which has been designed to determine the long-term effects of intentional weight loss on the risk of developing cardiovascular disease in overweight and obese individuals with type 2 diabetes.

"Being able to perform routine activities is an important contributor to quality of life," Griffin P. Rodgers, the study leader from NIH?s National Institute of Diabetes and Digestive and Kidney Diseases (NIDDK), said.

"These findings add support to making lifestyle changes that improve health and reduce disability in people with type 2 diabetes, changes that already have been shown to prevent the disease and provide a good return on investment," Rodgers said.

For the study, beginning in 2001, a total of 5,145 participants were randomly assigned to either an intensive lifestyle intervention group (ILI) or a diabetes support and education group (DSE).

Participants receiving the intervention attended group and individual meetings to achieve and maintain weight loss through decreased caloric intake and increased physical activity. The DSE group attended three meetings each year that provided general education on diet, activity, and social support.

To assess mobility and disability, participants rated their ability to carry out activities with or without limitations. Included were vigorous activities such as running and lifting heavy objects and moderate ones such as pushing a vacuum cleaner or playing golf.

Participants also separately rated their ability to climb a flight of stairs, bend, kneel or stoop, walk more than a mile, and walk one block. Both groups were weighed annually and completed a treadmill fitness test at baseline, after one year, and at the end of four years.

After four years of the study, participants in the ILI group experienced a 48 percent reduction in mobility-related disability compared with the DSE group.

Furthermore, 20.6 percent of ILI participants reported severe disability compared to 26.2 percent of participants in the DSE group.

Likewise, 38.5 percent of those in the ILI group reported good mobility, whereas the rate was 31.9 percent in the DSE group. Weight loss was a slightly stronger predictor of better mobility than improved fitness, but both contributed significantly to the observed reduction in risk.

"With nearly two-thirds of participants reporting mild, moderate, or severe restrictions in mobility when Look AHEAD began, it is critical to address this problem," Mary Evans, project scientist for the study, said.

"This study of mobility highlights the value of finding ways to help adults with type 2 diabetes keep moving as they age. We know that when adults lose mobility, it becomes difficult for them to live on their own, and they are likely to develop more serious health problems, increasing their health care costs," she said.

The study has been recently published in the New England Journal of Medicine. (ANI)

Source: http://hamarahealth.com/news/weight-loss-and-better-fitness-slow-decline-of-mobility-in-diabetics.html

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Air Conditioning And Riverdale Heating Systems Function 24 ...





March 28, 2012

Air conditioning and heating systems function 24 several hours a day, 7 times a week, and in most situations is not the upkeep or inspection, not for a extended interval of time. Normal visits of services can test air conditioning and heating program for the needed repairs and clear up any issues. Not getting AC and heating in cold or very hot months can tremendously impact the convenience of your property.

Postponing duct cleaning and inspection may possibly also straight impact the health of your family. Indoor air top quality, air conditioning and heating repair service alexandria va providers are readily available to test the quality of your technique and fantastic operation.

Air conditioning and heating are the two most crucial elements of comfort. The existence of the heating method, which pumps heat air into your residence or business office without a issue sales opportunities to an setting that is each practical and welcoming. Central air conditioning and heating methods do break, and there are a quantity of diagnostic checks that are certified will be capable to run as rapidly and successfully fix your system. Do not undergo from cold or warmth, get in touch with with a reputable company AC and preservation of tools to restore the program these days.

Swapping the thermostat is an additional process that can very easily take care of oneself if you are familiar with the wires. Before you do these simple tasks, read the directions and adhere to all guidelines. Occasionally, you are more secure if you seek the services of a professional to deal with your heating wants repair service. No matter what the situation, if you are uncertain of the scenario and contact a professional most secure way to do a thing. If your furnace stops working, often consider time to solve the quandary prior to calling a expert. Make confident the thermostat is set properly, and test the batteries in the thermostat as nicely.

Examine the oil amount in an oil burner. If none, if the scenario leading to the dilemma, you need to have a expert contractor to search at the unit and determine what is improper. Making an attempt to resolve other conditions in the oven you can place your protection at threat. If you want to change the format of your air conditioning alexandria va, you ought to seek advice from a expert prior to undertaking so. If the channel is not set up properly, it can guide to reduction of energy because of to a leak in the program. As a result, in get to efficiently heating the suitable heating technique is vital.

Duct cleaning assists retain indoor air excellent quality, to lessen the clogging of filters and pumps new air via your property or organization. Duct cleansing can be provided to any contractor HVAC. If you have a residence shows a significant progress of mold in air ducts, air quality is dispersed in the area can guide to allergic reactions, bronchial asthma and impact the well being of your household. Cleansing the air ducts can boost the power efficiency of your AC and heating techniques. Indoor air excellent quality and air air pollution was a increasing issue amongst house owners intrigued in keeping a safe and healthy residence.

Your home heating system is generally something to take seriously. Riverdale Heating is able to come by your residence any time and any day. We?ll be pleased to provide you with our home heating services.


Source: http://www.jamescarrolldesign.com/air-conditioning-and-riverdale-heating-systems-function-24-several-hours-a-day/

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Wednesday, March 28, 2012

Social insurance: Logically, it can't be construed as a handout | New ...

A person who certainly commands a singular depth of knowledge regarding government benefits programs, need-based giving, disability, supplemental assistance and related matters felt compelled recently to weigh in on what are commonly lumped together as "social insurance" programs.

Namely, those are Social Security retirement benefits, Social Security Disability payments, workers' compensation and Medicare.

The fundamental point made by Alicia Munnell, who directs the Center for Retirement Research at Boston College, is this: The government pays out, yes, but far too many people -- especially those demanding program cuts and curtailed entitlements -- simply don't get the crucial distinction between social insurance and means-tested benefits.

The latter type of assistance, indeed, can be construed as a handout, although that is probably a term reserved for the calloused. Many proponents of helping those who are simply less fortunate -- the sick and aged, the blind, children in poverty or with a severe illness or disease -- prefer to think of it as compassion or simple decency.

Social insurance, though, is entirely remote from notions of a government granting aid or bestowing unearned largesse.

Munnell's stance: We earned it, so certain people need to stop thinking of it in terms of "from the government" or "the government writing the check."

That is true, but consider: Social Security retirees contributed solidly and consistently for their worker's insurance for their entire working lives. Workers also contribute for Social Security Disability Insurance. And although workers' comp premiums are usually paid completely by the employer, many economists commonly view the outlay as more accurately reflecting what is really part of an employee's compensation. In other words, unemployment insurance and workers' compensation are really just a component of worker benefits that are not paid in wages.

And Medicare, too, is partially paid through worker contributions.

So, don't call it welfare, says Munnell. Through social insurance, workers compel themselves to prepare for the future. Those government checks are earned and are "the payoff of a lifetime of premiums."

Source: Smart Money, "They're not moochers and it's not welfare," Alicia Munnell, March 8, 2012

Source: http://www.newyorkssdiattorney.com/2012/03/social-insurance-logically-it-cant-be-construed-as-a-handout.shtml

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FIFA officials meet Brazil's new soccer leaders

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How To Create a Successful Business Presentation

FDA Advisory Committee Presentations are amongst the most significant slide presentations that a pharmaceutical business is ever going to make. The stakes are actually big because in many instances, the pharmaceutical businesses spend vast amounts of money researching and testing their product as well as which comes right down to one single demonstration and there?s no 2nd chance. It is therefore essential for the FDA AdComm presentations being the very best that your company can give. Here are several suggestions that can help you and also your company to create successful FDA AdComm presentations.

First of all, you must have an idea. Set out all the information of the presentation plus go through them regularly. Since you also will probably be showing to the FDA, it is recommended to keep the presentation as successful as possible.

Second of all, you should utilize graphs, pie graphs or perhaps bar graphs in order to represent your own findings. It will be also preferable to use photos. It is because images tend to be more captivating to the audience than written paragraphs.

You mustn?t clutter your own business presentation. Try out as much as possible to keep it simple and to the point. While presenting, you need to present the target audience that you are enthusiastic about your presentation. This way, they will be curious as to why you are so enthusiastic and they will need to find out more on what you have to present.

Individuals usually bear in mind only 2 parts of your demonstration. That is the beginning and the end. It is therefore important to correctly close your presentation. Summarize the primary points, advise your target audience of the important stats and then say thanks to all of them for providing you with the ability to build your presentation.

Finally, you ought to go through your presentation again and again and soon you are sure that there isn?t any errors. Next, you need to rehearse with the slides as well as without the slides. In so doing, you will understand exactly where to find your information in case something goes wrong during the presentation.

Learn more facts on slide presentations .

Source: http://articlespassion.com/?p=4640

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Small Business Customer Management: Wowing Your Best Customers

The Trust Solution: Ask this 1 Question to ensure that when an employee fails to deliver on a commitment, he or she NEVER fails to come through again!

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?

Wowing your best customers 101If you?re waiting for the current slow market to get better, you?re wasting a golden opportunity to beef up your small business profit strategies through aggressive change management while you have the time.

What do you think your competitors are doing right now?

If they?re smart ? and I?ll bet they are ? they?re using this time to fine-tune their operations and prepare for the future, not just waiting for it to happen.

You may think you can?t increase profitability in a slow economy, but I?m here to tell you that you can, and you must.

Now, you?ll have to make a real commitment to change if you want to be a front runner when things get better again ? and they will get better ? but you need to base your planning on a realistic view of your market.

In this post, I?m going to outline EXACTLY what your small business needs to do to increase profits, regardless of what?s going on with the economy.

How to Maintain Quality and Grow Sales Without Sacrificing Profitability

Profit Killers:

???? Errors, rework, inefficient procedures and ineffective use of technology

???? Intense pressure on prices

???? Increased competition

???? Extended receivables and write-offs

???? Maintaining high quality with razor thin margins

Everybody?s struggling with profitability as the nation works hard to recover. The result is a fiercely competitive market. Sacrifices have to be made, but be careful not to make the wrong ones. Realize that profitability is possible, even now, but it requires courageous change management to make tough internal changes.

Ways to Increase Margins

Wowing your best customers 108

When markets turn, you can?t keep doing things the way you always have. This is where your commitment to change is vital to your profitability strategy. In fact, the most successful companies change before they are forced to.

Solutions to increasing margins and profitability can be simple or complex, but the hardest thing to change is your old company mindset. You?re going to have to peel away petrified layers and calcified attitudes, get back to basics, and adapt to reality.

?

Here are some ways to start making that happen:

???? Simplify your objectives: Focus on crucial goals and objectives. Once you know your priorities, make certain every employee knows the plan, understands his/her role, and feels like part of the company?s success.

???? Diversify: Rediscover how you originally established your company in your field.? Now do things that way again, only in new and innovative directions!? A fresh industry or product / service base will give you more opportunities for growth and profitability.

???? Assess the competition: Everybody is competing for the same limited opportunities, and some are slashing prices in a panic. Look hard at your competition, figure out where they have an edge, then implement strategies to neutralize their strengths and amplify how your solutions better meet customer needs. Don?t talk negatively about the competition. Instead create doubt by arming prospective customers with targeted questions to ask the competition.

???? Win/loss reviews: Create tracking systems to monitor the specific reasons why your company won or lost each engagement. You will quickly see the top reasons for each outcome. Stop doing things that cause you to lose, and replicate the wins.

???? Increase scope: Train your managers to spot fresh opportunities while working with clients. Teach them how to ask the right questions and when to involve other team members.

???? Closely review all time reporting information: Understand what drives costs through time and activity reporting, which will provide the measurements and information you need.

???? Implement a simple tracking process to capture the volume of repetitive problems such as rework, customer complaints, product problems, etc. Identify the biggest offenders and implement a process to uncover the root causes. Implement changes that will eliminate the root cause and prevent the same problems from recurring.

???? Eliminate excuses: There is simply no place for excuses.? Reward results and maintain accountability for failures.? It?s the leader?s job to be hard on performance and easy on people.

???? Get insightful client testimonials: Testimonials are highly effective in convincing potential clients to choose your company.? Testimonials should directly address the top three objections you hear from prospective customers. Ask clients to give you testimonials you can use to help win work, and get them on video if possible.

???? Remain vigilant on collections: Don?t be a bank for your clients. No payments due should be allowed to age beyond 90 days. Contract terms need to be specific and firm, and whenever possible include milestone billing and partial prepayment to maintain positive cash flow. Be flexible when you can, but don?t let your clients take advantage of your company.

???? Reevaluate your message: Make sure your marketing message is hitting the mark and saying what you want your customers to hear.? Each client has a specific need, and your marketing message must speak to that need. Test your message and make sure it works!Wowing your best customers 105

If you intend to stay competitive right now, your small business can?t afford to continue with ?business as usual.? Playing through tough times requires active change management, rational profit strategies, cohesive team effort, attention to detail and laser-focus on meeting clearly-set goals. Playing to Win requires your dedicated hands-on leadership, so you?d better be up to the task.

If you want to see where your leadership abilities stand and get help improving your skills, read my Leadership Self Assessment post. By being a true leader, and training your team to lead, you will create a company where everyone is committed to winning. That spirit guarantees accountability and follow-through on your small business profit strategies, even in these hard times.

asting a golden opportunity to beef up your operations through

aggressive change management while you have the time. What do you think

your competitors are doing right now? If they?re smart (and I?ll bet they

are) they?re using this time to fine-tune their profit strategies and

prepare for the future, not just waiting for it to happen.

You may think you can?t increase profitability in a slow economy, but I?m

here to tell you that you can, and you must. Now, you?ll have to make a

real commitment to change if you want to be a front runner when things

get better again ? and they will get better. But you need to base your

planning on a realistic view of your market right now.

What you?re up against

You already know you are facing tight credit, increasing cost of

benefits, increasing government regulation and more competition than

ever.? Unemployment is close to 10% because small businesses like yours

can?t afford to hire full time employees and offer them full benefits.

March 26, 2012

Source: http://www.bobprosen.com/small-business-customer-management-wowing-your-best-customers

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Tuesday, March 27, 2012

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Friday, March 23, 2012

Beekeepers ask EPA to ban pesticide toxic to bees

Commercial beekeepers and environmental organizations filed a petition Wednesday, asking federal regulators to suspend use of a pesticide they say harms honeybees.

The group is urging the U.S. Environmental Protection Agency to ban the insecticide clothianidin, one of a class of chemicals that act on the central nervous system of insects.

Over 1.25 million people also submitted comments in partnership with the organizations, calling on EPA to take action.

Beekeepers and some scientists say the chemicals known as neonicotinoids are lethal to bees and weaken their immune systems, making them more susceptible to pathogens. They say it could contribute to colony collapse disorder, in which all the adult honey bees in a colony suddenly disappear or die.

The disorder continues to decimate hives in the U.S. and overseas. Since it was recognized in 2006, the disease has destroyed colonies at a rate of about 30 percent a year, according to the U.S. Department of Agriculture. Before that, losses were about 15 percent a year from a variety of pests and diseases.

Beekeepers annually replace those hives.

In response to calls for the ban on clothianidin and other neonicotinoids, the EPA is currently conducting a re-evaluation of these pesticides. France, Germany and Italy have limited or banned the use of neonicotinoids.

Bees pollinate about a third of U.S. crops.

California is the nation's main producer of fruits and vegetables. Well over half of the bees from around the country are brought to the state at the end of February for almond pollination.

Study fell short
Beekeepers and environmentalists say the EPA ignored its own requirements and failed to study the impacts of clothianidin on bees. The agency granted a conditional registration to clothianidin in 2003, contingent on the submission of a field study establishing that the pesticide would have no unreasonable adverse effects on pollinators.

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The field study was later submitted, but last year the agency found the study poorly designed and deficient. No other studies have been done to replace it, and the agency said pollinator field studies are limited in their utility.

The agency also said it evaluated clothianidin based on 34 scientific studies and that the chemical poses less risk to workers and wildlife than alternatives. While data show clothianidin is toxic to honeybees, the EPA says there's no proven link to bee colony die-offs from exposure to the chemical.

Some researchers disagree. And while no one has been able to determine what causes colony collapse, most researchers point to a combination of factors, including pesticide contamination.

Focus on neonicotinoids
Use of clothianidin and other neonicotinoids is most worrisome, said Jim Frazier, professor of entomology at Penn State University, because the chemicals treat millions of acres of corn and other genetically modified plants throughout the U.S. Data show that the chemicals builds up over time in the soil, plants and trees, he said.

Frazier said studies have shown that clothianidin is toxic to bees. The pollen that bees take back to their colonies contains the chemical, as does the dust that comes off planters.

"The EPA admits that their testing has not been adequate to determine the impact of this chemical on bees and pollinators," Frazier said, adding that while a direct link between clothianidin and colony collapse has not been established, more studies are needed.

Beekeeper Jeff Anderson of California Minnesota Honey Farms, a co-petitioner, said he believes clothianidin is weakening and killing his bees. Every year, he sees more bees die off when he stations them in Minnesota, especially when soy and corn treated with clothianidin are being planted.

"It's a subtle long-term issue," Anderson said. "It's like giving bees AIDS. Their immune systems are down and all the pathogens and viruses become virulent. So the bees succumb much more readily."

In recent years, Anderson said he lost over 30 percent of his bees during the winter and more during the rest of season.

Anderson, who has pollinated California's almonds and cherries for more than 30 years, said he's backing away from cherry pollination because the trees are sprayed with the chemical.

"They do it after we remove the bees, but the trees are retaining the chemical from one season to the next and creating a situation where the bloom is becoming toxic," Anderson said.

Bayer CropScience recently announced the removal of almonds from the pesticide label for imidacloprid ? another neonicotinoid ? in California, thereby eliminating the use of the product in almond orchards, in response to concerns by the scientific community about the product's impacts on honeybees.

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/46815289/ns/technology_and_science-science/

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Top 10 Network Marketing Companies: How you can Find the Home ...

March 22, 2012, 3:28 am

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Source: http://homedesignsplan.com/home-improvement/top-10-network-marketing-companies-how-you-can-find-the-home-based-business-for-you.html

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Wednesday, March 21, 2012

Afghanistan suspect had shaky business dealings

FILE - In this Aug. 23, 2011 Defense Video & Imagery Distribution System photo, Staff Sgt. Robert Bales, left, 1st platoon sergeant, Blackhorse Company, 2nd Battalion, 3rd Infantry Regiment, 3rd Stryker Brigade Combat Team, 2nd Infantry Division participates in an exercise at the National Training Center at Fort Irwin, Calif. A senior U.S. official, Friday March 16, 2012 identified Bales as the man accused of killing 16 civilians in an attack on Afghan villagers five days ago. The man at the right is unidentified. (AP Photo/DVIDS, Spc. Ryan Hallock, File)

FILE - In this Aug. 23, 2011 Defense Video & Imagery Distribution System photo, Staff Sgt. Robert Bales, left, 1st platoon sergeant, Blackhorse Company, 2nd Battalion, 3rd Infantry Regiment, 3rd Stryker Brigade Combat Team, 2nd Infantry Division participates in an exercise at the National Training Center at Fort Irwin, Calif. A senior U.S. official, Friday March 16, 2012 identified Bales as the man accused of killing 16 civilians in an attack on Afghan villagers five days ago. The man at the right is unidentified. (AP Photo/DVIDS, Spc. Ryan Hallock, File)

FILE-This Friday, March 16 2012, file photo, shows the home of U.S. Army Staff Sgt. Robert Bales, who is accused of killing 16 Afghan civilians, is shown in Lake Tapps, Wash. From working in penny-stock boiler rooms that drew numerous complaints, to an unpaid $1.5 million fraud arbitration judgment, to a failed investment partnership with a former high school teammate who later played in the Super Bowl, Bales has a trail of shaky financial dealing in the United States, records show. (AP Photo/Ted S. Warren)

CINCINNATI (AP) ? The U.S. suspect in the slaughter of 16 villagers in Afghanistan has a trail of shaky financial dealings ? from working in penny-stock boiler rooms that drew numerous client complaints, to an unpaid $1.5 million fraud judgment, to a failed investment partnership with a former high school football teammate, records show.

Staff Sgt. Robert Bales joined the Army in 2001 after a Florida investment business failed and after he had worked with a string of securities operations with one company official now barred from trading in Ohio. That broker and Bales were socked in 2003 with a $1.5 million arbitration ruling after an elderly couple charged that their holdings were decimated.

Bales responded to another client complaint by saying the company officer, Michael Patterson, had wrongly blamed Bales for bad trades for an elderly client.

Bales, 38, is being held in Fort Leavenworth, Kan., while a military investigation continues into the nighttime rampage in Afghanistan. His attorney said Tuesday he expects the case to be lengthy.

"Everyone has financial problems," attorney John Henry Browne said Tuesday of Bales' money problems, including a planned sale of his Seattle-area home for $50,000 less than he and his wife paid for it in 2005. "But you don't go around killing innocent women and children over financial problems."

Bales' investment career ? from 1996 to 2001 ? followed the rise and fall of the tech stock bubble, which burst in 2001, causing an historic stock-market crash months before the Sept. 11, 2001, attacks. After college, he worked for a web of companies accused of numerous petty financial frauds, records show. Bales shuttled between five different companies tied to the same principals until 2000, when he founded the doomed venture with former NFL player Marc Edwards.

Bales joined the Army two months after Sept. 11, after a Florida business dissolved and 18 months after the Ohio couple charged him with fraud, unauthorized trading and breach of financial responsibility. That complaint was upheld in a 2003 arbitration. A second complaint in Ohio charged him with unauthorized trading.

Records show Bales told the state in that case that the trades were done by a company principal who "told the elderly client they were my responsibility" but that they were carried out after he had left the company, called MPI Financial.

Records show he never responded to the complaint that led to the $1.5 million judgment, issued a few months before he went on his first of three tours in Iraq.

Patterson, who ran a company called Michael Patterson Inc., is barred from dealing with securities in the state, Ohio Department of Commerce records show.

Patterson's former attorney said Tuesday he didn't know how to contact him.

Public filings with an industry regulator show Bales was registered to sell investments for five companies that appear to have been fronts for the same group: Hamilton-Shea, Quantum Capital, Michael Patterson Inc. (MPI), Capital Securities of America and Quantum Securities Corp.

All of the companies are related to Regis Securities Corp., which filed for bankruptcy protection in 2009. At the time, it was wholly owned by Robert Cargin, now president of Capital City Securities LLC in Columbus, Ohio. Cargin did not respond to requests for comment.

Hamilton-Shea was one of dozens of "pump-and-dump" operations that sprouted in Florida in the late 1990s. The so-called boiler rooms' salesmen pushed low stocks to boost prices, then dumped shares to grab profits.

While Bales worked there in 1999, Hamilton-Shea sold cheap stock for a medical-device company, Diabetic Services Inc., that was charged with overbilling the government for reimbursements and sold black-market products, according to a former employee's lawsuit.

The company later went public, before filing for bankruptcy protection. The employee later agreed to drop the lawsuit; the details of the case are sealed.

Hamilton-Shea ignored customer complaints, repeatedly misled customers about penny stocks it was selling, employed brokers who weren't properly registered and failed to supervise its brokers, regulatory records charged.

"It was an interesting outfit," said Brent Rosenthal, an attorney who helped represent two of the companies linked to Bales. "When you have these guys who do these penny stocks, it's like the used car salesmen of the securities world."

Three Hamilton-Shea principals were accused in a 29-count indictment of federal criminal fraud charges in 2001. Prosecutors said they accepted discounted stocks from companies with shaky finances, manipulating their prices and pocketing the profits. One served a five-year sentence for mail fraud and two others served a year and a day for conspiracy.

Bales was not mentioned in the indictment.

The couple that filed the complaint in the $1.5 million Ohio case says Bales never paid. The Financial Industry Regulatory Authority and Ohio records indicate no action was taken to revoke Bales' broker's license. Officials noted he hadn't been active for some three years.

In 2000, a year before he joined the Army, Bales joined a Florida company called Spartina Investments Inc. with former NFL player Marc Edwards, his Norwood, Ohio, high school teammate who went on to win the Super Bowl with the New England Patriots.

A spokeswoman for Edwards said Tuesday the business failed "as a result of marketplace and other issues."

Another high school teammate, Steve Berling, said he thought Bales got out of the business because he didn't like seeing his clients lose money.

Army officials and a military expert indicated Tuesday that Bales' dealings as an investment trader were unlikely to have come up as an issue during his enlistment. Detailed financial checks would be more likely if he needed a high security clearance.

John Pike of GlobalSecurity.org, an expert on defense policy, said the military doesn't seem to closely track personal finances unless they are tied to a discipline problem or run-in with the law. He said the military runs credit checks and a national agency check on troops before they are given clearance to be deployed.

"If you can get a credit card, you can get a secret clearance," Pike said. He said, though, that Bales' issues as a broker probably would have kept him from qualifying for a top-secret clearance, not needed to be sent to war, or the types of assignments Bales was known to have had.

Bales' wife Karilyn had complained about her finances on her blog over the past year. The couple had tried to sell their residence in Lake Tapps, Wash., for 20 percent less than they paid for it, and abandoned a home they owned in Auburn, Wash., about 10 miles away.

"They were not dependable," said an unhappy Bob Baggett, their homeowners' association president in Auburn. "When they left, there were vehicle parts left on the front yard ... we'd given up on the owners."

Edwards, who lives in Jacksonville, Fla., issued a statement of concern Tuesday about "one of my oldest and best friends."

"I viewed him as a person with enormous integrity, courage and loyalty," Edwards said.

___

Wagner, an AP business writer, reported from Washington. Contributing to this report were Jennifer Kay in Miami, Ann Sanner in Columbus, Ohio; Julie Carr-Smyth in Carroll, Ohio, Pauline Jelinek in Washington, John Milburn in Fort Leavenworth, Kan., Manuel Valdez in Seattle, Julie Watson in San Diego and researcher Julie Reed in New York.

___

Contact the reporters at http://www.twitter.com/dansewell and http://www.twitter.com/wagnerreports

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-03-20-US-Afghan-Suspect-Finances/id-6875db99b563444e83f8735d2f3a1446

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Tuesday, March 20, 2012

9 Highly effective Strategies of Personal Empowerment

Everything that occurs to us all happens on purpose. And in some cases, a single thing triggers another. As opposed to locking oneself away in your enclosure of fears and crying over previous heartaches, stress and flops, handle them as your free lessons they should be regarded as and they will become your resources for both goal setting and becoming successful.

Therefore, where and when does indeed self improvement become symbolic of a favorable outcome? Wherever should we start off? Consider the following tips, and start seeing personal achievement immediately.

* Halt contemplating and feeling as if you?re a disappointment, due to the fact you?re definitely not. How can other folks love you should you can?t accept yourself?

* When ever you see dolled-up actors and models on tv, ponder much more on self improvement, definitely not self pitying. Personal endorsement isn?t about possessing nice toned thighs, or good abs. Consider internal beauty.

* As soon as people sense down and below average about themselves, help them progress. Don?t head on down with each other. They?ll yank you downward further and you both will end up sensing far inferior. Regardless of what your own private and career goals, you?ll constantly really benefit from aiding other folks.

* The world is usually a big chance for training, not problems. Don?t consider yourself moronic and ruined eternally even if you failed. There?s generally another opportunity.

* Consider life one-by-one. You can?t expect to see black sheep?s to be white sheep in a snap of a fingers. Achieving personal success is usually a one day at a time approach.

* Self improvement ends up in internal harmony, character development and obviously ?. Good results.

* Set purposeful and conceivable desired goals. Self improvement doesn?t turn one to become the precise look-alike of Julia Roberts or Brad Pitt. Setting Goals expects and endeavors to result to a much better and much better YOU.

* Minor things signify Huge things for other people. Typically, we don?t realize that the little stuff that we all do like a pat on the back, expressing ?hi? or ?hello?, greeting someone ?good day? or possibly telling someone something like ?hey, I love your pair of shoes!? are pretty straight forward things which mean much to other people. As soon as we?re getting grateful about the lovely things all around us and other people, we tend to likewise become lovely in their eyes.

* While you?re willing to admit change and go through the approach to self improvement, it doesn?t imply that other people are. The earth is usually a place in which people of various ideals and mindset hang out. Typically, even though you assume both you and your closest friend generally cherish to do identical things together together, she might possibly refuse an invite regarding self improvement.

Keep in mind there?s virtually no such thing as ?over night success?. It?s often a beautiful experience to keep to the stuff that you currently have now, understanding that those are simply something an individual once imagined. A very pleasant quote says that ?When the student is prepared, the mentor will show up.? We are here to understand our lessons. Each of our parents, institution educators, buddies, mates? they?re our instructors. Once we open up our doorways with regard to self improvement, we enhance our likelihood to head on the highway associated with success.

Source: http://jaucoandassociates.com/4508/9-highly-effective-strategies-of-personal-empowerment/

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